It would provide secondary coverage to the car owner’s primary auto insurance coverage. So, while you could purchase a non-owner car insurance policy, it’s unnecessary. When borrowing a car, it’s important to know that auto insurance follows the car, not the driver. However, a policy of your own may not be needed since you’re borrowing an insured vehicle – as long as that insurance extends to you and your state doesn’t require insurance to be in your name. Do I need to buy insurance to cover my friend’s car that I am borrowing to take the road exam? She already has insurance on it herself.Īnswer: State laws vary, but typically before being allowed to take a road test to qualify for your driver’s license, you’ll be required to show proof of car insurance. I think I need to show proof of insurance for this. Question: I want to get a driver’s license, but I don’t have a car.
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